@OP - If you start a new character, do not delete the old one.

If you start a new character, make sure you are able to transfer armor/weapons from your old one to the new one.

If you start a new character and always take the money option, you will end up with roughly 350k by the end of the 2.0 storyline (If you make no purchases, and take only the dungeon gear).

Just some fyi from recent experience of my own

-Tari