Just have some specific questions in regards to Stat Caps, Allocations and "Break Points". One other question I have before getting into detail is that I am a summoner main and obviously have 30 points in INT, the issue with that is that when broadening my horizons to other roles I'd like to play SCH when we need heals. Unlike WHM who gets passive MND bonuses, SCH gets INT and with 30 INT for my bonus points I feel like I'm double down the hole on my main healing steroid, how much would that +30 MND be hurting me?