First off, it is not SE's problem if the people who made/run the FC are too lazy to set up ranks with different permissions. No access, view access, deposit access and all access.
Just give the "main members" access to deposit gil only with the admins you trust full access. You can give each chest tab different permissions as well. For example, Make one or two tabs have full access with the last tab (or two) with view access only. If your members see something they can use in the second or third tab, it can me moved to the first tab (or two) by people who have been given access.
I fail to see why you think SE should be responsible for a private FC's actions. Especially if you let them have access in the first place. Just because your FC doesn't want to take a little time for your own security that is built in just boggles my mind. The tools are already there.


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