Up Commencement Time to 60 Seconds

[NyarukoW]

Extending the transaction processing time from 45 to 60 seconds is a system wide queueing efficiency loss of 33%. This is a non-starter. If it was just me or you waiting 15 seconds more, it is not a problem, I am in no rush, but the reality is for that 15 seconds you are seeing the tree and missing the forest. There is more that just me and you in line, there are people behind us and those further behind them. This will congest the system more and lengthen wait time, and that is foolish trade-off to make.

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The major issue isn't the 3-withdrawal penalty,

Really. Then why even argue for a foolish 15 seconds extension?

it's having to requeue over again.
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Well if you don't requeue, what else are you going to do. The train left the station, the plane had to take off on schedule, you can't expect the whole train/plane load to wait for you to finish your angry birds game to get on board now can you? Be ready to go. Do stuff that has a 15 second bail out path planned out, it is just like defense driving, always be aware of the situation and have an exit path planned.