I like the game overall but a lot of things have disappointed me with their implementation.
If they wanted housing to be goal people would need to work towards that should have been clear from the beginning. If server issues prevent them from separating personal and FC housing or having enough plots for everyone at this time we should have been told so before the content was launched.
I don't remember which thread it was but I saw a comparison between the number of personal housing plots available and the number of ex primal mounts collected and how the former was promoted a great deal in spite of being about as rare as the latter. I feel like so much disappointment could have been avoided if housing hadn't been implied to be accessible for everyone only to be implemented in such a way that only a small few will be able to enjoy it.

On the subject of Atmas the existence of worse grinds in other games doesn't make it ok for this grind to exist. Games should be fun, if an element isn't fun it needs to be reworked. I'm optimistic from the Novus and Nexus steps that SE has learned that FATEs should be one option of many and not a mandatory component of certain content.

I'm also of the opinion that many vanity items are too difficult to obtain.
I don't have a problem with everyone being able to dye their AF or collect swimsuits, to me these are things which should be accessible and not status symbols.