I don't mind the wards existing as they are as an option. It would be nice if they added a single house with a yard within a small instanced zone for those whom want something more secluded, accessible, and customizable.There's a walkway to nowhere in each of the wards, could use that as the jumping off point for this. They should also add the ability to rent a permanent room from the inn keeps in each town to just have an instanced room without having to be part of an FC. Said room should have a small balcony for a few small pieces of outdoor furnishings and a small garden plot at a price any player could afford. I think these options together would please most people give or take details.
Also, allow co-ownership for all properties.
That would be my dream come true.