Digital Game Time Cards

[Vespar]

Isn't this just the same time cards that have already existed before?

That's nowhere near good enough. can't pay for retainers, fantasia, server transfers or whatever else they come up with down the line with this.

They may be the same Time Cards yes, but not everyone lived near a gamestop or Eb Games or a dept store that offered them, so this is very beneficial.
Unfortunately you are correct that they wont help with retainers/fantasia/transfers, but at least you can still play since UltimatePay is no longer an option for many of us.