I keep seeing this:

"I've waited for this for a very long time!" followed by this "I can't afford 4m!"

It sounds like you weren't really interested in housing at all, seeing as how you didn't save money for it in case that the price was over what you expected it to be, you were just hoping it would be under a million, and not sure how people that have been playing for a year aren't able to make that much gil easily.
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Let's pretend the prices would be 1 million, what would we see instead of this? "OMG I just got home from work and all the plots are gone! Wtf SE? I'm ragequitting kthxbye be back in a week."