Regardless of the cost of personal housing, anything higher than free and you will see forums posts declaring that SE is locking players out of content.
Once said patch goes live also expect to see people decrying crafters as greedy mustache-twirling robber barons when the price of furniture temporarily goes thru the roof due to demand.
I also fully expect some things to remain FC only and people will throw a fit about that as well because they feel they should get all the benefits of a Free Company w/o having to join one. Just wanted everyone to brace themselves for the flood of Q _Q
Follow-up: It's worse than I even imagined, I'm the only one I know that can even afford it. Also my furniture cash cow is looking a littler leaner than I'd hoped.