Dungeons: level caps?

[Esk]

but itl mean having to repair that rank 50 gear every time cuz itl wear down for you being underleveled for it

Then no I do much prefer my idea of just placing a limit on the stats over actually having my rank reduced, meaning not being able to use gear/rank/skills which I have (as the new gear has a min requirement).
Actually reducing the rank of my char to the cap is almost as bad as the limit idea.

A pure stat reduction would leave the dungeon easier then doing it at R25 but the reduced stats would still mean it is somewhat of a challenged all be it not as much.
But that would make more sense, given I go to the dungeon and I suddenly cant use my good gear and i forget how to do Several skills?
Ok its a game but still seems a bit of a meh idea..