It's not really about end-game gear. Cleric stance swaps your INT and MND stats, sure, but it also increases magic damage by 10% while decreasing healing potency by 20%.
Even if you like both jobs, you could focus on one of them for a while and then swap and focus on the other for a while, using that stat-reallocation item you can get from your GC in between to alternate all 30 points to the job you're dealing with at the moment. (By the time you're high-level enough for it to matter, you're likely to be accumulating more GC seals than you have a use for anyway.)
(I'm going with half and half while leveling up, but plan on switching to that alternating all 30 points pattern once I reach endgame.)
Yeah... I think a lot of people are unaware cleric's stance swaps the two after any mods. Scholar job stone boosts mnd (and I think lowers int), so even not counting endgame gear that divides caster and healer gear, I still don't think you'd have more int than mnd. And even if you did, as other folks have said there's the healing penalty.
awesome thanks for the responses! I appreciate the insight!
When I got arcanist to 30 I chose to continue leveling up by focusing on scholar so I'd have faster queue times, while putting all points into mind. Once I got 50 and got all geared (ilvl 90+) I switched to all class points in intelligence and worked on the summoner job quests (blew through them quickly due to saving greeded caster dungeon drops prior to this) and gearing that up. It really isn't detrimental to healing with scholar at all, I'm ilvl 96 and I only heal for about 40 hp less per physick, and the large amount of crit you [should] have way more than makes up for that tiny amount.
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