Why durability loss on return is stupid

[Altano]

If you're doing something you know is dangerous and not necessarily expecting to survive, why equip your good gear?

So you have a better chance of succeeding?

I agree with the overall sentiment that there needs to be some sort of threat for dying. I just preferred the experience points loss. But then, I honestly don't think that it's so "hard-earned" in this game...certainly not comparable to how obnoxious it was in XI pre-ToAU.