I really doubt it happens this way. Strong passwords, common sense.

Also, SE makes you link you account to the software license. Any changes or updates to the SE account generate an email notification. For a "hacker" to be that determined to hack the account, register THEIR copy of the software to my account, intercept the notification email... just so they can rmt, bot or merch my gear? You'll never convince me it's worth all that effort.