If you activate a security token on your account so it requires the one-time passwords, what happens if you lose it? It seems as though if it were possible to reset the account without the token, it would remain as susceptible to hacking as it was in the first place without a token. On the other hand, if it's not possible, then once you lose the token, you'd be permanently locked out of the game. So I'm trying to figure out just how these end up being any safer than the hacking danger they're supposed to prevent.

The last MMO I got this deeply into (LOTRO) I played pretty heavily for over 6 years until this one came out to pull most of my attention away from it, and I still go back to that one often enough that I'd be devastated if I suddenly lost access to it now after more than 7 years. When I really get into a game, I expect to be able to play it for a decade or more. I'm not confident that I can keep track of that little token through a timeframe like that. Is it safe to activate one?