When I started with my Choccobo I did read the warning that points you address can't be removed but nowhere was it stated that you can receive a barding only if you invest all points in one category. I like special items so after knowing you don't only have to have a Level 10 choccobo but it also has to be levelled in a certain way, I have regretted my decision. It was early in the Game where I had dozens of questions anyways and just stomped into some kind of things without knowing it all.

I always find it funny how people can be against something like this or state "it is your fault, deal with it". A wild guess: those people have Choccobos Level 2 and never cared for it. Where is that attitude coming from "get it right the 1st time or suck it down"? You guys should be glad you are no Game designers. You would live broke under a bridge unless you design maybe a survival Game.