Can you change server/world? Oceanic server?

[Bubu]

Hi!

I'm new to the game and as such randomly joined a server when I started without any research beforehand; which I now realise was a mistake.

I joined Cerberus (because I'm a huge ME fan) and am level 8 but because I'm in Australia, no one is on when I am. I've had to try Fate's by myself which are impossible. I'd like to have people in my time zone to play with but don't know how. My fiancé also has a character and did the same thing, but he joined Zordiac?

We tried to find an option in game but want to keep our existing characters, not have to start all over again. Google said I had to apply for a server change and pay $18. Is that right? Do I have to pay a fee just because I'm new and just jumped in head first?
I'm hoping not, as that seems a little unfair...?

And if I can transfer worlds, are there a particular worlds/servers that other Aussies are in, so that there will be other people playing when I am?
Any help would be greatly appreciated. Thanks in advance