Seriously, how much longer does it take to enter in your password and stuff? Is having that extra 30s of gaming that important? You get a free tele point..MOREOVER, you can tele to that point then tele to an area around it saving even more money had you teled to the final destination to start.
This sort of thinking:
is along the same lines of: "why do I need to buy health insurance? I am never sick and I don't do anything stupid."
You do understand how bank cards and PIN numbers work right? (ref: http://www.youtube.com/watch?v=UXHJ2S8wug4 ) If someone with ill intent had your bank card and pin number, the only way they would not get your money is if there was no money in your account...