I play exclusively on PS4, I don't have a PC account (which I imagine would be a lot easier to steal). My FFXIV account is tied to my PSN account, is it not? So for someone who has my FFXIV password it won't do them any good if they don't have my PSN account, unless they want to log into my mog station and change credit card information.

I ask because keeping track of my little red button is becoming frustrating with two kids in the house who love little red buttons. Does it offer some amazing security I'm just not getting otherwise, or is the fact that my account is only PS4-accessible enough to deter would-be thieves? Also connecting from upstairs using Remote Play sucks if I forget to bring the token upstairs.

I use different passwords on both my PSN account and my FFXIV account, before anyone asks.

As an alternative, how does the smartphone app compare in terms of security? I always have my phone with me.