The mount is obtainable at level 20, which between quests and quest required dungeon runs, and hunting logs is EASILY achievable without even stepping foot in a FATE. The only slight issue is company seals, but if you've been doing guildheists at least once up to that point, you should be pretty much there. I'd say the OP is making mountains out of molehills, but there aren't even any molehills. Just more "The Sky is Falling" rhetoric that infests MMO message boards.