Ok so I was finally able to save up enough Gil to buy a House today. When I start going through the menus to see what I need, It says I need to purchase a Building permit for 450k WTH!!!! I just spent a lot of Gil and I have to spend even more just so I can spend more.

I thought I could buy/make all the Exterior parts Wall, Roof, Window, door, Etc...

So do I have to try and get 450k more to even build this damn house?