I remember setting up the payment plan for it in the first 30 days. They may have switched it after the free time period but I had 3 retainers on my main. So yes it was an option even for a short time.Extra retainers was planned, but never came. First the payment service was delayed until january 2012. Then the dev thought they can just let it be with 2 free retainers until ARR because old XIV end soon anyway. The idea was that the retainers should replaces the mules that was known in XI (that also costs 1$/month).
But there was still the option to buy an extra character slot for 3$/month and use the retainer in an empty market ward to sell the items for 1 gil to yourself for item transfer between the characters.
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