I'm not going to read 8 pages to post this, so hah! (Sorry if this has already been posted a thousand times.)

1. I have all jobs 50, all jobs geared, a bunch of crafting jobs 50, craft regularly, a bunch of junk items from 1.X, all seasonals, more, and I am nowhere near filling up both my retainers.

2. It's not P2W because the currency to send out retainers is limited, it has a cap to how much you can gain in a certain time.