You're going to get some pretty bad confirmation bias when you ask questions like these. It's particularly bad because you asked on a forum for an MMO. Being a forum browser myself, I can't speak from personal experience, but I find that virtually anyone I talk to who plays less than a few hours a day does not read or post on the forums. Your experience is dictated by your environment. I almost never spend time in Mor Dhona, and I am constantly seeing people in pre-endgame gear, or linkshell mates who are having trouble beating Garuda EX, or even Titan HM. On the other hand, the few times I do visit the popular hang-outs, it's like a completely different experience.

As someone who plays probably more often that you do, but the sounds of it, I can't speak to how people who play less time feel about the difficulty. But I can say that by asking the question the way you did, you're just asking to have your own perspective reflected back to you and reinforced.