How would SP/EXP loss work? At rank 50 you can't gain SP so you are at forever 0/110000. So I wake up, get one shot from an imp on steroids and I'm rank 49? Okay. . . . And what would happen to crafters to delvl them? Break a synth too often? Unless I can either not get two shot from mobs that melee me with 1.5k hp for 900 dmg on each attack that I can't help if the monster decides to attack me, count me out of losing SP/EXP. Count me out on losing SP/EXP period.