Think you may be over estimating it with the 95% figure. If you get around to playing more classes and get deeper into their related jobs, more of the story gaps will get filled in. Didn't really want to do WAR/PLD to 50, but once I got them going I got sucked into the stories and will have to finish them eventually. Probly have to bite the bullet and do SCH eventually too, but holding off on that until some old XI friends join. That way I have something I can use when we take them through their first runs and I can be on their level to make it more fun. I'm also looking forward to being able to switch allegiance to the other nations one day so I can get the extra fillers from the other nation's early quests as well. It's a pretty short track until they merge into the GC story line, so they aren't nearly as in depth as they were in XI, but I'm sure there are some nice nuggets of background info in there just the same.