The price of housing is absurd, and the crafting and harvesting system in this game is outrageously bad. I used to farm and craft all the time in World of Warcraft and LotRO, but it's so heinous in FFXIV it's almost beyond belief. And that's not even mentioning the fact that many people lose a lot of money on their professions rather than making any.

I'm not saying everyone should have a house... but it shouldn't be some nigh-unattainable novelty, either.