The way FC housing is implemented actually makes me doubtful about personal housing.
Originally I was thinking maybe they'd be putting down plots everywhere, like even in the regular zones. But it seems clear they will be instancing the whole housing zones. I suppose that's the cheapest way to make sure everyone gets a chance at a plot.
I would have loved getting a house if every plot was unique, and we can actually live in the world of Eorzea instead of in instanced housing zones.
I suppose that kind of design works better with games like EQN where the world will change and morph according to what the players are doing.