I would really like to see a rep response to this thread as well. Regardless of advancements and growth in the game (sucking less), with this PITA payment system, the game WILL still flop, it's not even a "might". People like flexible payment options and this isn't the 90's where our CC use could be dictated.
People will always choose the path of least resistance, in the case of an inconvenient billing system, that means moving on to a different game. Rift and TERA are already licking their lips in anticipation of this game to go P2P so they can scoop up the dropout customers.