Have just begun the process of cancelling my click and buy after hearing these horror stories from people I know and seeing all the threads about it. I definitely don't want to deal with a company that is this Shady. In my opinion, this is an issue that will have bearing on whether or not many people will decide to pay for the game when SE decided to start charging. A simple and easy to use, fraud-free system will need to be in place in time for the PS3 launch and the first billing cycles begin...