After reading all of this, I am pretty much ready to terminate my Click and Buy account once billing resumes. It is ludicrous that Square Enix would go to a shady, untrustworthy company for their payment processing options. Did someone funnel their contracts to C&B? If so, that idiot needs to be fired.

P.S. ClickandBuy is "powered" by Deutsche Telekom, the German telecommunications company that owns T-Mobile USA.