Japanese credit card system is crap... on FFXI it was nice I can use my US credit card on JP FFXI account through JP playonline but for FFXIV I can't, most Japanese stores only accept JP credit cards now, if it's foreign, outside of Japan it gets rejected... reason why I had to buy the US FFXIV but good thing FFXIV has JP language option unlike FFXI. (I play most of my games in Japanese)

I used to be able to buy games/books from Japanese stores to send to my relative, friends place... now I can't even do that... it really sucks... lol (import stores are too expensive lol)