Terrible Payment System

[Atoli]

The payment system was one of the main reasons I quit FF XIV soon after release and just recently came back.
Usually, you have like 8-12 different options of how to pay, but in FF XIV, there are just two?
Of which one is Click&Buy, which I won't use even if it was the only option and I'd be dying to play FF XIV?

Well, today I took another look at it (mainly because the C&B maintenance made me remember there will be a time I'll have to pay again), and I noticed UltimatePay does look very decent.
Maybe I got it wrong, but what I saw were all the payment options I missed at first (PayPal, Paysafecard, bank transfer, etc.); actually they have 85+ different payment options they accept.
So you buy Game Card Points with your favorite payment option and buy Crysta using the points. Sounds a bit incovient, but fine.
Maybe you'll be able to buy Crysta directly in the section "virtual currencies" later, which would be more user-friendly.

Anyway, I'm fine with it.
They even give you some extra points everytime you buy some, so it doesn't look like you have to pay an extra fee if you want to pay with your credit card (which is something I'd never do on the internet anyway), but you can also use the extra points to actually pay less.

Tell me if I got it wrong.
Because if I did, I'll start raging at SE. No matter how great a game is, if there is no payment option fit for my sense of security, I won't play it. No, shouting around my credit card information on the internet is not what I call secure. And I know there are other people out there who feel the same.