Pretty sure the forum is locked to people who have paid accounts... with one exception. If you cancel your account you lose access to the forums, but it's not immediate because of your session history which is what allows you to stay logged into the forums without having to enter your user ID and password every time. This will eventually clear, but I've heard it takes up to 6 months to happen after your session was created. So as long as you don't click the 'Logout' button after deactivating your account, you'll be able to access the forums until that session expires.
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