RMT Solved

[Alvarion]

I am shocked no one has brought this up. If you're in a Free Company, where all of your gil is stored, what happens when the Free Company falls apart or you no longer want to be with them and you leave? Do you just lose all of your gil? Sounds like a horribly thought out plan for something that's not even remotely a problem.

Edit: You stated that you get your initial surplus amount from when you joined. I understand this. However, What if you had accumulated more than your initial surplus? Bad idea is bad.