Debt collectors could be employed after 1 missed payment and would be handled by securing Primals to act on behave of LIBE. Since Primal's operate as independent contractors no liability of FC / player harm could be accessed to LIBE.

If the debt could not be paid off, foreclosure process would occur after three missed payments.

Foreclosure sales would be held semi annual and the LIBE could then introduce a third revenue stream from holding auction of property and or contents of said houses