So we can have a cheat character in minutes? Or to devalue the stat system more for the sake of balance.

"Listen up people we're going to face a boss with a lot of magic attack next, so max out your mdef stats now"

There's a reason why you couldn't completely redo your stats in a matter of moments. Of course the fact that you could redo your stats in the first place had to be balanced to the point where stats matter very little with caps and forumlas.