I've got three reasons I avoid certain content in this game. I have other, real life obligations to see to first, my internet blows, and I've had enough endgame drama in other MMOs to last ten lifetimes.

I have a job, a spouse, children, and other hobbies that are more important to me than being on a videogame all the time. I've been playing two or three hours a week when I can find a free minute or two since early access, but honestly, seeing my kids' faces light up when I do silly voices while reading them stories is a lot more fulfilling to me than finally getting into a group that beats friggen titan. I also live in the middle of nowhere and there are two choices for internet here, slow as an old man taking a piss, or dialup, and this severely limits my ability to do anything that requires any amount of frequent dodging. For the moment I'm content to keep doing what I'm doing, slowly leveling and gearing up all of the classes to ilvl 70 or so. I've had some really bad experiences with endgame drama in the past before I was married and had more time to play, and it really has just put me off of endgame in any game in general. I'll be perfectly happy if I never see Coil, I may try out CT once or twice to see if my internet can handle it, but I don't feel the need to spam it for hours on end and put up with all the random assholes I may or may not be paired with who think there is nothing more important in life than having a perfect CT run and god damn anyone who gets in the way of it to a dark oblivion. I can live without that BS in my life. And don't tell me it doesn't happen, because I've seen crap like that firsthand in this game already on other content. I play games to relax and unwind, not to get yelled at by psychos who take it too seriously and have no patience for anyone that has the game on somewhat lower priorities than they do. That's stressful and exhausting, and really, no one enjoys being treated like a doormat for any reason, least of all for not taking a freaking video game seriously enough.