My friend wants to transfer to my server but he doesn't want to lose 15m gil. You can only take 3m with you when you transfer. Does anyone else thing this is way too low? Personally I have 11m I would lose a lot of I transferred myself not that I plan to.

With stuff like 300m house prices you can see how 3m is almost nothing.

The low transfer limit is a hindrance to people that want to transfer to a new server to play with their friends. FFXI had no limit on how much gil you could server transfer with so why does FFXIV?