So again hate to say they need to make the armor you buy with stones cost more or reduce the amount of stones you get to balance out the gear you get with stones vs the gear you can get threw crafting. Places like CT and Coil should lower their drop rates on gear and add hard to get supplies so people that can lot on them to make gear iLv80 stock to iLv90 gear with materia and add some customization to the stats. The housing also killed the economy because a lot of FC's and players are hording gil to get their house because they cost so much.On top of that they are talking or making it (not sure haven't really looked into it yet) that you can personal buy your own house. How much the FC houses are, people that have a lot of gil are trying to get more gil to be ready to buy their very own house. Lately in this game I haven't had the need for gil. I can make it very cheep or farm dungeon to get better gear.