So this is my first magic class that I will be trying to level and use and I need some advice.

I want to be able to use SMN and SCH, so how should I distribute my stats?

I heard that a 50/50 hybrid is good. I have tried googling and have seen some archaic stuff about it back from Sept 2013 that seemed mostly speculation. I'm hoping some experts can help me out lol.

Also, is it okay to try and play as both jobs or will it prevent me (or greatly affect me) from doing Binding Coil and etc.