It looks like you're trying to pick a fight, and what you're saying just makes rubs me the wrong way so I'll play devil's advocate.

I decided to level Disciple of Magic as opposed to Crafting for my first levels so I could spam dungeons while there were people who wanted to do them instead of grinding fates all day (which would be faster). I didn't take part in the crafting boom when you could make millions in a day. 100k was ~20% of my gil, and I gave it to my FC so they may be able to buy a medium level plot one day. I'm not super rich, but I'm sure if I tried hard enough (I'm fairly sure I can automate farming mats and throw down a few $100 on RMT easy), I can buy a plot too.

That is - I want to enjoy the game. I want to help people run for their relic weapons and be excited for them when they get their first Titan down. I want to random dungeons with people I've never met and see how they play. I want to craft things when I feel like it and for people who I feel like helping. Or craft for myself so I have a bit of cash stashed away for myself and my friends when they really need it.

I don't really enjoy farming maps, mats, selling runs, measuring the worth of people in my group, and "work hard" (doing mindless tasks for hours on end) in this game to "get ahead". And by getting ahead, it seems you're talking about getting a small virtual place where you will spend less then 5% of your time. I'd rather play naturally and buy a house as prices fall.

If I wanted to work, there are plenty of better places where I can be a workaholic.