Critical problem with housing design, please rethink and release in future update

[ruinedmirage]

One problem I see being tossed around a little bit but not really brought into light is that because the FC homes are so expensive (not saying too expensive or otherwise, it's not my argument) that people who pitch in toward their purchase own no stake in them. This creates at least the following problems:

-There is no mentioned plan in place that prevents an FC leader from kicking people from an FC. Someone could chip in 10m then get tossed out with no repercussions or reimbursement. This is a powder key of a design flaw to be left on the table.
**Harassment is a bannable offense, and kicking someone after they donate money is harassment. The offender doing the kicking would literally have very strong case against them, as well as bad reputation among FCs, inside and out.

-The only significant hurdle involved with FC housing are the initial costs. Other games such as EQ2 have lower property costs but maintenance dues consummate to the size of property. Something like this should be strongly considered instead of the current system.
**What if you can't keep up the maintenance costs, such as running out of gil or stop playing, perhaps taking a couple months off from playing the game in some peoples' case? Everything you had worked toward initially with making the gil get relinquished? This forces people to put more prices on everything, right down to "tank lfm 500 gil entrance fee"

-House prices are not seemingly proportionate to their actual sizes. The physical size of the houses seems to represent something you would band a few adventurers together to buy at least on the small end, but something costing 100s of millions of Gil should basically be palatial in size, especially for an FC hall. Even the small house shouldn't be the size of a studio apartment (without even a bathroom or kitchen...sheesh!).
**I agree with this, but this is only the start. Once the big buyers come in and are rewarded with their mansions in game(i.e. spend all those hundreds of millions of gil in this initial gil sink), I'm almost positive the housing prices will drop to accommodate more casual audience. I estimate it'll be around the time the PS4 hits in Japan (along with the beta for FFXIV on PS4), though I really hate to resort to the "PS3 limitation" argument

Tl;dr: House costs should be cheaper but require maintenance dues according to their size to prevent players from exploiting one another and should be physically larger if they are going to sport the price tags they have.

I'm not trying to be argumentative, I just tend to play devil's advocate sometimes. As for the size of the small housing, they have to make something manageable within the confines of the system requirements. They also have personal housing to add later, which seems like a better deal than FC (never enough space for everyone! XD) But you need to think about how many people are online at one time, too, not just how many people are in the FC and expecting everyone to be at the same place at the same time (short FC meetings notwithstanding)