I think I get it

[Jynx]

Gil is hard to farm...

I think you are going to be suprised at how quickly the prices of some items are going to TANK with the patch because of the exact reasons you states, people will start trying to do nothing "But" get money materia will flood the market harder than it ever has, tome items will be on the market (Hell it's less than 10k a peice on some servers allready) the effective money making potential of dungeons drops the more people do it for money.

So yes the smallest FC's will actually have a very hard/long time getting money. Hell my FC is 2 people we had hoped to buy the smallest plot after maybe a month or two of scratching up cash I had a mill saved up in a rather rough market (Aegis has pretty low prices on pretty much everything) the flooding of items that are allready flooding legacy markets will become even more severe rock bottoming the prices even faster.

[Traison]

500 x 3,000 x 4 is 6,000,000. A run on average is 30 minutes. So your "Easily achievable" is in 15,000 hours. Your easily achievable also only works on the servers with the cheapest small house. Note that 15,000 hours would take 625 days which is nearly 2 years.

Umm thats 15,000 minutes, only 250 hours.

[Reslin]

Umm thats 15,000 minutes, only 250 hours.

Thanks for the correction. You're right. That is still a LOT of hours just to get a house and definitely isn't for casuals and it's still a far cry from the 50,000,000 he/she was claiming.

[AlmaMalma]

Or for some people, housing isn't available at all without a mindless gil grind.

Gil sellers will own housing.

[Nanaya]

At its core, I understand why FC housing would be expensive. It's a house for your entire Free Company, no one person is meant to fork over the gil. It's something everyone in the company should theoretically contribute towards.

But the amount is just baffling to me. I feel like we're also missing any semblance of scale, since "Small/Medium/Large" is rather ambiguous. How many people are expected to be in a small FC house? 10? Therefore 2mil-2.5mil per person on my server. Still a bit much, but at least that is slightly more palatable.

Granted I'd rather just keep my money and purchase a personal house whenever it is out. Now that I know Square is out of their collective minds, I can go full Scrooge McDuck and refuse to put any of my precious gil into the economy, gg no re.

[Jynx]

Gil sellers will own housing.

That would be a terrible idea for business.

[Andybell256]

All the people saying furniture should be the long term goal when you consider how easy it is to level crafts and how easy it is to gather items for crafting, in 14 this just wouldn't work plain and simple, the only difficult piece of furniture to get will be the Ads illuminati and my fc got that on our 6th twin kill, we need something for hardcore players to strive for and why is it that everyone has to have teh biggest house on teh best plots no one is forcing you to pay 300-600mil you could always buy the cheaper ones or are you entitled to the best because you pay the subscription ?

[Jynx]

Well if someones willing to drop 40m on a house they better be willing to buy my "Cardboard box chair" for at least 100k a pop.

[Sotek]

the effective money making potential of dungeons drops the more people do it for money.

I'm not talking about money from Philosophy items, I'm talking about that massive amount of Gil they added to killing the regular monsters in that patch months ago. The potential of that Gil does not drop, ever. Same for Tradecraft Leves, same for Treasure Hunts, same for anything that right out drops Gil (going to laugh if we all get plenty of Platinum Allagan pieces from the new main quests).

Lets take your situation specifically; A Free Company of two people (going to assume two total, not two + you). Smallest plot costs 40M. 3,000Gil per Wanderer's Palace becomes 6,000Gil (not factoring in any Gil from Allagan pieces or Materia). That's around 6666 runs, 30 minutes per run (fairly long run, but who am I to judge) equates to 3333 hours which is around half a year (~140 days);

* The price will reduce a maximum of 360 times in 90 days and will will fall to half its starting price.

In 90 days the price of your house will have dropped to 20M, however. If we work off that number, you can actually afford it before the 90 days cause it to halve in price.
This also isn't factoring in the Gil you've already gathered, and again, dungeon farming isn't what I'd consider best, it's just consistent. Really though, I'd say wait for personal housing. Such a small Free Company hardly seems worth it, in my opinion. I'm not against small Free Companies (mine doesn't even have eight full time members), but two people? They have to balance the cost of current housing to all Free Companies, and yours is assuredly an outlier, I'm afraid. There are Free Companies with dozens of members, just apply the same maths to them and they get a house very easily... Knock an 0 off the cost and, well...

I really don't see housing as any different to any other piece of content they're adding. You're not going to be done with Dailies next week. You're not going to finish farming Crystal Tower next week. You're not going to afford a House next week.

All the people saying furniture should be expensive, instead of the plot itself (and using ridiculous single player game analogies), are you not aware of how crafting works in XIV or something? Even if the bloody tables are made from Spruce Lumber, there is no way furniture would ever come close to costing a significant amount. I've got a stack of Spruce Lumber, I don't even need to HQ furniture, it could require ten dozen stacks of Spruce Lumber to build the house and it wouldn't dent my wallet at all... Not that I'd be against them lowering the price somewhat in exchange for basic building materials to set up the house, since that would actually be kind of neat (so far it looks like a house just teleports to your land... wat?), but the amount that would shave off the plot, if SE is committing to this cost, is insignificant.

[TrystWildkey]

Lets take your situation specifically; A Free Company of two people (going to assume two total, not two + you). Smallest plot costs 40M. 3,000Gil per Wanderer's Palace becomes 6,000Gil (not factoring in any Gil from Allagan pieces or Materia). That's around 6666 runs, 30 minutes per run (fairly long run, but who am I to judge) equates to 3333 hours which is around half a year (~140 days);

O.O you realize that in your math, those 140 days are non-stop gaming? No breaks for sleep, restroom, eating, job to pay ffxiv subscription.

Oh, you meant 140 days for the gil farmers we'll be buying the gil from.

Sorry for my misunderstanding.