I think FC housing should be something you have to work for as a group, something you can strive to get as a result of some good effort. Heck, that's obviously what SE are thinking too. That being said... the prices on Legacy servers are pretty insane. I'm a Legacy player on a Legacy server and let me tell you, if I were to join a FC and "chip in" on housing, my contribution would be meaningless, even if I gave them ALL my Gil.