Houses should be a Luxury, the furniture and accessories should be a luxury that is either earned with gil or through doing content and obtaining (with RNG). LOTS should not be a Luxury, they are not a finite amount of resource like gil can be they are land inside an instance that will eventually spawn another instant when all the Lots have been purchased. You want your HOUSE to be the selling point of the FC, your bragging rights to other FCs as they can see your furniture and your modeling and be like "dang, I wished I had that Ifrit mirror." As it is, I'm just going to laugh at people who buy a Large Lot because chances are they just blew all the gil they had and can barely afford to make/outfit the House. Owning a Lot is not going to be "elite" in 2.1 it's a joke.