I agree with this. One aspect of any money making adventure should be to be sure getting money from customers is as easy as possible yet you folks at Square Enix have made paying for this game as complicated as possible. I'm sure for a person paying with 1 card in the US is just fine but for special circumstances there should be better options. Such as US members who live outside of the US and use APO addresses. There is no option for military members stationed outside of the United States to use a credit card to pay for accounts. Also, the system to buy Crysta is also way more complicated than it needs to be. I have to use paypal to buy crysta then set this up as an option. Why not just have the system take Crysta from my account if it's available. Please work out this system as it should not be so difficult to give you guys money. Isn't that the point?