Quote Originally Posted by Noahlimits View Post
If it's anything like FFXI, if your account is inactive for more than 6 months there are no guarantees they can retrieve it (though usually they could, especially with welcome back campaigns). If you do reactivate, you don't lose anything. Your character will fully be intact.
Not sure about XIV but in XI there were 2 ways to stop account, if you just cancelled the content ID and left the POL account active (cause you only paid for content IDs not the POL ID) you could come back years later and still have your data and just reactivate the content IDs but if you cancelled the actual POL account then it deleted the characters.