"It's too hard for me. I don't have the skill to do Coil"
You are not out of luck, as long as you don't mind waiting. As newer, more challenging content is introduced, older content will be made easier so that a greater number of people are able to complete it. This means you too!
"I don't like working for rewards. I don't like other people having better things than me."
You are greedy and have lost sight of the purpose of playing video games. You should feel bad and really reflect on that.