Cost of Server Transfers

[DoctorPepper]

How does greed become a factor and why would it have a negative effect if people were transferring too often? You are capped at 1 million gil when you transfer servers and with the current loot system it is impossible to ninja loot anything of value. Also, as mentioned before, usually for free transfer services in other games there is a lockout timer for transferring another time so you are stuck on whatever server you transfer to for at least a month.