This again? I'm fine with their approach.

They already said repeatedly that you wouldn't be able to transfer to fresh servers. The perks of retaining your 1.0 progress.

If you were THAT intent on playing with your friends you could have rerolled on the new server and shelved your 1.0 character until they unlock the transfer freely option 6months - 1 year down the road.

And it's a total of 5 mil that can be transferred 3 on your character, 1 mil on each retainer.